Interest Subsidy Scheme for Housing the Urban Poor (ISHUP)

The Interest Subsidy Scheme for Housing the Urban Poor (ISHUP) provides interest subsidy on housing loans to the Economically Weaker Sections (EWS) and Low Income Group (LIG) as part of credit-enablement measures and encourages those households to avail of loan facilities through Commercial Banks/Housing Finance Companies for the purpose of construction/acquisition of houses and avail 5% subsidy in interest payment for loanz upto Rs. 1 lakh. The loan repayment period would be 15-20 years.

Households with monthly income of upto Rs. 3,300 (now revised Rs. 5,000) are classified as EWS while those with monthly income between 3301 and 7300 ( now revised between Rs. 5001 to Rs. 10,000/) are termed LIG. This is a demand driven scheme.

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कर्ण और कृष्ण का संवाद - रामधारी सिंह 'दिनकर'

Following is excerpt from poem Rashmirathi written by Ram dhari singh dinkar. Karna reply to Krishna when he told story of his birth and ask him to join pandava side. सुन-सुन कर कर्ण अधीर हुआ, क्षण एक तनिक गंभीर हुआ, फिर कहा "बड़ी यह माया है, जो कुछ आपने बताया है दिनमणि से सुनकर वही कथा मैं भोग चुका हूँ ग्लानि व्यथा मैं ध्यान जन्म का धरता हूँ, उन्मन यह सोचा करता हूँ, कैसी होगी वह माँ कराल, निज तन से जो शिशु को निकाल धाराओं में धर आती है, अथवा जीवित दफनाती है? सेवती मास दस तक जिसको, पालती उदर में रख जिसको, जीवन का अंश खिलाती है, अन्तर का रुधिर पिलाती है आती फिर उसको फ़ेंक कहीं, नागिन होगी वह नारि नहीं हे कृष्ण आप चुप ही रहिये, इस पर न अधिक कुछ भी कहिये सुनना न चाहते तनिक श्रवण, जिस माँ ने मेरा किया जनन वह नहीं नारि कुल्पाली थी, सर्पिणी परम विकराली थी पत्थर समान उसका हिय था, सुत से समाज बढ़ कर प्रिय था गोदी में आग लगा कर के, मेरा कुल-वंश छिपा कर के दुश्मन का उसने काम किया, माताओं को बदनाम किया माँ का पय भी न पीया मैंने, उलटे अभिशाप लिया मैंने वह तो यशस्विनी बनी रह

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Scheme for creation of National Optical Fiber Network for Broadband connectivity of Panchayats

The Union Cabinet recently approved a scheme for creation of a National Optical Fiber Network (NOFN) for providing Broadband connectivity to Panchayats. The objective of the scheme is to extend the existing optical fiber network which is available up to district / block HQ’s level to the Gram Panchayat level initially by utilizing the Universal Service Obligation Fund (USOF). The cost of this initial phase of the NOFN scheme is likely to be about Rs.20,000 crore. A similar amount of investment is likely to be made by the private sector complementing the NOFN infrastructure while providing services to individual users. In economic terms, the benefits from the scheme are expected through additional employment, e-education, e-health, e-agriculture etc. and reduction in migration of rural population to urban areas. As per a study conducted by the World Bank, with every 10% increase in broadband penetration, there is an increase in GDP growth by 1.4%. NOFN will also facilitate implemen

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किसको नमन करूँ मैं भारत? - Kisko Naman Karu Mein Bharat?

A poem dedicated to the nation written by Ramdhari Singh "dinkar"... तुझको या तेरे नदीश, गिरि, वन को नमन करूँ, मैं ? मेरे प्यारे देश ! देह या मन को नमन करूँ मैं ? किसको नमन करूँ मैं भारत ? किसको नमन करूँ मैं ? भू के मानचित्र पर अंकित त्रिभुज, यही क्या तू है ? नर के नभश्चरण की दृढ़ कल्पना नहीं क्या तू है ? भेदों का ज्ञाता, निगूढ़ताओं का चिर ज्ञानी है मेरे प्यारे देश ! नहीं तू पत्थर है, पानी है जड़ताओं में छिपे किसी चेतन को नमन करूँ मैं ? भारत नहीं स्थान का वाचक, गुण विशेष नर का है एक देश का नहीं, शील यह भूमंडल भर का है जहाँ कहीं एकता अखंडित, जहाँ प्रेम का स्वर है देश-देश में वहाँ खड़ा भारत जीवित भास्कर है निखिल विश्व को जन्मभूमि-वंदन को नमन करूँ मैं ! खंडित है यह मही शैल से, सरिता से सागर से पर, जब भी दो हाथ निकल मिलते आ द्वीपांतर से तब खाई को पाट शून्य में महामोद मचता है दो द्वीपों के बीच सेतु यह भारत ही रचता है मंगलमय यह महासेतु-बंधन को नमन करूँ मैं ! दो हृदय के तार जहाँ भी जो जन जोड़ रहे हैं मित्र-भाव की ओर विश्व की

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Arnesh Kumar Judgement regarding arrest

Supreme Court on 2nd July ,2014 in Arnesh kumar vs State of Bihar(CRIMINAL APPEAL NO. 1277 OF 2014) gave following judgement regarding arrest in cases having punishment upto 7 years . In order to ensure that police officers do not arrest accused unnecessarily and Magistrate do not authorise detention casually and mechanically. In order to ensure court gave the following directions: (1) All the State Governments to instruct its police officers not to automatically arrest when a case under Section 498-A of the IPC is registered but to satisfy themselves about the necessity for arrest under the parameters laid down above flowing from Section 41, Cr.PC; (2) All police officers be provided with a check list containing specified sub-clauses under Section 41(1)(b)(ii); (3) The police officer shall forward the check list duly filed and furnish the reasons and materials which necessitated the arrest, while forwarding/producing the accused before the Magistrate for further detention;

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Analysis of Civil Services Prelims paper ( CSAT ) 2011

Anyone who is following the recent trends of civil services prelims papers , can easily predict the unpredictable nature of the paper . Also since this year CSAT has been introduced for the first time every one was curious to see the prelims paper of this year . Atlast today on 12th june suspense ended and what we found was more unpredictable than predictable .I will do paper wise analysis Paper 1 : The topics which came in paper was very much on predictable line . It was very specifically written in UPSC syllabus "General issues on Environmental ecology, Bio-diversity and Climate Change - that do not require subject specialization" , though question have always been asked from these topics but since UPSC mentioned it as separate topic this year , few questions were expected form this topic . Similarly few questions were expected from the Economics , Polity , International affairs , general science and History as well . But then , with UPSC one can never expect que

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