The ‘Rashtriya Swasthya Bima Yojana’ for BPL families ( a unit of five) in Unorganised Sector was launched on 1 st October, 2007 and became operational from April 1, 2008. Under the scheme, smart card based cashless health insurance cover of Rs. 30,000/- per annum on a family floater basis is provided to a BPL family in the unorganized sector. The premium is shared on 75:25 basis by Centre and State Government. In case of States of North-East region and Jammu & Kashmir, the premium is shared in the ratio of 90:10. The scheme provides for portability of smart card by the splitting the card value for migrant workers.
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